Resources
If you’re looking for online resources to help you research the payday loan or auto title loan business in the United States, here are some valuable websites and platforms to guide you:
Government and Regulatory Resources
State-Specific Regulatory Agencies
Each state has a governing body that oversees financial services and lending. For example:
- Texas Office of Consumer Credit Commissioner (OCCC): occc.texas.gov
- Check your state’s equivalent agency for licensing and compliance details.
Industry-Specific Resources
Community Financial Services Association of America (CFSA)
- Website: www.cfsa.net
- A trade association for the payday loan industry, offering industry news, legal updates, and advocacy resources.
The Alternative Financial Service Providers Association (AFSPA)
- Website: www.afspaassociation.org
- Known for its excellent email newsletter that has been a go-to information resource for industry professionals for years.
Trihouse Consulting
- Website: www.TheBusinessOfLending.com
- “The man, the myth, the legend.” Reach out to “Jer” for foundational insights into the payday and auto title lending space in the U.S. and worldwide.
Online Lenders Alliance (OLA)
- Website: www.onlinelendersalliance.org
- A key group for fintechs and traditional online lenders operating in the U.S. market.
State Financial Services Associations
- Many states have associations specifically for payday and auto title lenders. For example:
- Texas Organization of Financial Service Centers (TOFSC): www.TOFSC.org
Educational and Compliance Platforms
CAB Consulting (if applicable)
- Website: www.CreditAccessBusiness.com
- Offers tailored guidance, compliance tools, and resources for starting and managing a payday loan or auto title loan business.
American Financial Services Association (AFSA)
- Website: www.afsaonline.org
- Provides resources for financial services businesses, including compliance and regulatory training.
Professional Forums and Communities
LinkedIn Groups
- Search for groups like “Payday Loan Professionals” or “Auto Title Loan Industry” to connect with peers, network, and share advice.
